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Privacy Policy(Effective March 2023)
MOBILOANS, LLC IS PROVIDING YOU THE FOLLOWING INFORMATION IN A MANNER CONSISTENT WITH PRINCIPLES UNDER UNITED STATES FEDERAL LAW TO THE EXTENT THAT THESE LAWS, RULES, AND PROCEDURES DO NOT CONTRADICT EITHER THE LAW OF THE TUNICA-BILOXI TRIBE OF LOUISIANA OR SOVEREIGN IMMUNITY OF THE TUNICA-BILOXI TRIBE OF LOUISIANA.
FACTS
WHAT DOES MOBILOANS, LLC DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons MobiLoans, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does MobiLoans, LLC share?

YES

Can you limit this sharing?

NO

For our marketing purposes – to offer our products and services to you

Does MobiLoans, LLC share?

YES

Can you limit this sharing?

NO

For joint marketing with other financial companies

Does MobiLoans, LLC share?

NO

Can you limit this sharing?

WE DO NOT SHARE

For our affiliates everyday business purposes – information about your transactions and experiences

Does MobiLoans, LLC share?

NO

Can you limit this sharing?

WE DO NOT SHARE

For our affiliates’ everyday business purposes – information about your creditworthiness

Does MobiLoans, LLC share?

NO

Can you limit this sharing?

WE DO NOT SHARE

For our affiliates to market to you

Does MobiLoans, LLC share?

NO

Can you limit this sharing?

WE DO NOT SHARE

For non-affiliates to market to you

Does MobiLoans, LLC share?

NO

Can you limit this sharing?

WE DO NOT SHARE

To limit our sharing
  • Call 877-836-1518 – our menu will prompt you through your choice(s);
  • Log in to your account at www.mobiloans.com and click on the “Manage Profile” tab and select “Contact Preferences”; or
  • Contact us via email: support@mobiloans.com.
Please note:
If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a line of credit. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 877-836-1518; go to www.mobiloans.com; or email us at support@mobiloans.com.

What we do
How does MobiLoans, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128 bit Secure Socket Layer). Only authorized employees have access.
How does MobiLoans, LLC collect my personal information?
We collect your personal information, for example, when you
  • Apply for a line of credit
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you.
Definitions
Affiliates
Financial and nonfinancial companies related by common ownership or control.
  • MobiLoans, LLC has no affiliates.
Non-affiliates
Financial and nonfinancial companies not related by common ownership or control.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Other Important Information

As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices and publicly available information about you.

Updating your information: If you need to update the personal information you have given us, log in to your account at www.mobiloans.com and click on the “Manage Profile” tab and select “Edit Your Application” or call 877-836-1518 to speak to an account representative.

“Do not track”: When someone visits the MobiLoans website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. MobiLoans advertises its products and services on websites that you may visit, and MobiLoans uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for MobiLoans services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the MobiLoans website, you will not be able to subscribe to the service offerings on the MobiLoans website.

Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the MobiLoans website. Please take note of the “Effective Date” at the top of this privacy policy.

FACTS
WHAT DOES MOBILOANS, LLC DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons MobiLoans, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does MobiLoans, LLC share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes – to offer our products and services to you
YES
NO
For joint marketing with other financial companies
NO
WE DO NOT SHARE
For our affiliates’ everyday business purposes – information about your transactions and experiences
NO
WE DO NOT SHARE
For our affiliates everyday business purposes – information about your creditworthiness
NO
WE DO NOT SHARE
For our affiliates to market to you
NO
WE DO NOT SHARE
For non-affiliates to market to you
NO
WE DO NOT SHARE
To limit our sharing
  • Call 877-836-1518 – our menu will prompt you through your choice(s);
  • Log in to your account at www.mobiloans.com and click on the “Manage Profile” tab and select “Contact Preferences”; or
  • Contact us via email: support@mobiloans.com.
Please note:
If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a line of credit. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions?
Call 877-836-1518; go to www.mobiloans.com; or email us at support@mobiloans.com.
What we do
How does MobiLoans, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128 bit Secure Socket Layer). Only authorized employees have access.
How does MobiLoans, LLC collect my personal information?
We collect your personal information, for example, when you
  • Apply for a line of credit
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you.
Definitions
Affiliates
Financial and nonfinancial companies related by common ownership or control.
  • MobiLoans, LLC has no affiliates.
Non-affiliates
Financial and nonfinancial companies not related by common ownership or control.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Other Important Information

As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices and publicly available information about you.

Updating your information: If you need to update the personal information you have given us, log in to your account at www.mobiloans.com and click on the “Manage Profile” tab and select “Edit Your Application” or call 877-836-1518 to speak to an account representative.

“Do not track”: When someone visits the MobiLoans website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. MobiLoans advertises its products and services on websites that you may visit, and MobiLoans uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for MobiLoans services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the MobiLoans website, you will not be able to subscribe to the service offerings on the MobiLoans website.

COPPA (Children Online Privacy Protection Act): When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online. We do not specifically market to children under 13.

Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the MobiLoans website. Please take note of the “Effective Date” at the top of this privacy policy.

MobiLoans, LLC, a tribal lending entity wholly owned by the Tunica-Biloxi Tribe of Louisiana ("Tribe"), a federally recognized Indian tribe, operates within the Tribe's reservation. Certain limitations apply. See Terms and Conditions for complete details. All trademarks, service marks, and registered marks are the properties of their respective owners. Maximum line amount is $2,500.00. Refer to the Terms & Conditions for additional details. Mobiloans is an expensive form of short term credit and should not be used as a long term solution.

1See Important Truth in Lending Disclosures.


Additional fees may apply for checks returned due to insufficient funds.

2In most cases, requests for cash that are received and can be verified prior to 4:00 p.m. Central Time (Monday - Friday) will be funded as soon as the next business banking day (excluding weekends and bank holidays). Requests for cash received after 4:00 p.m. Central Time (Monday - Friday) may require an additional business banking day to fund.

We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

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